Privacy Policy
This policy explains the information practices for Loan Directory, including contact communications, technical data, cookies and advertising technologies that may be used.
Overview
This privacy policy explains how Loan Directory may handle information when you visit the website, contact us or interact with advertising, analytics or security services that may be enabled. The site is designed primarily to publish educational content and does not operate as a lender or loan application service.
Information you provide directly
If you contact us by email, we may receive your name, email address, message and any information you choose to include. Do not send highly sensitive financial data such as Social Security numbers, bank credentials, card numbers, passwords, one-time codes, copies of identification or loan application documents.
Technical information
Web hosting, security and analytics systems may process information such as IP address, browser type, device information, referring page, requested URL, timestamps and security signals. This information may be used to operate the site, protect it from abuse, understand aggregate usage and diagnose technical problems.
Advertising and Google AdSense
If Google AdSense or another advertising service is enabled, advertising partners may use cookies, local storage or similar technologies to deliver and measure ads, limit repeated ads, detect invalid traffic and, where permitted, personalize advertising. Google and its partners may process information according to their own privacy policies and applicable consent choices.
Google explains how data is used in advertising products in its own privacy and advertising documentation. Loan Directory does not control Google’s independent data practices.
Consent for visitors in the EEA, United Kingdom and Switzerland
When advertising technologies that require consent are used for visitors in the EEA, the United Kingdom or Switzerland, the site should use a Google-certified consent management platform that integrates with the IAB Transparency and Consent Framework where required for Google advertising. Visitors should be able to make the choices offered by that consent interface before relevant advertising or storage technologies are used.
Cookies and similar technologies
Cookies may be used for essential site operation, security, analytics, consent management and advertising if those services are enabled. See the Cookie Policy for more information.
How information may be used
- to deliver and secure the website;
- to answer messages and process correction requests;
- to measure site performance and understand aggregate readership;
- to prevent spam, fraud, abuse and invalid advertising traffic;
- to comply with legal obligations and enforce site terms;
- to support advertising where the necessary disclosures and consent mechanisms are in place.
Service providers
Hosting, security, analytics, consent-management and advertising providers may process information on our behalf or as independent controllers, depending on the service and applicable law. We aim to limit services to those needed for site operation and monetization.
Data retention
Information is kept only for as long as reasonably necessary for the purpose for which it was collected, including security, legal, accounting and dispute-resolution needs. Email correspondence may be retained when it relates to corrections, legal requests, privacy requests or business records.
Your choices and rights
Depending on where you live, you may have rights regarding access, deletion, correction, restriction, objection or portability of personal information. You may also have choices about advertising cookies or the sale or sharing of personal information under applicable law. To ask a privacy question, email contact@loandirectory.org with “Privacy” in the subject line.
Children
Loan Directory is intended for a general adult audience seeking financial education. The site is not designed to knowingly collect personal information from children.
Third-party links
Articles may link to regulators, government agencies, lenders or other third-party websites. Their privacy practices are governed by their own notices, not this policy.
Changes to this policy
We may update this privacy policy when site features, service providers, laws or advertising practices change. The current version should be reviewed whenever new analytics, advertising or data-collection technology is added.
Last reviewed: September 18, 2026.