Terms of Use

These terms explain the educational nature of Loan Directory and the conditions that apply when using the site.

Educational purpose

Loan Directory provides general educational information about loans, credit, debt and related financial concepts. The site is not a lender, broker, loan-matching service, credit-repair organization, law firm, accounting firm or financial adviser.

No offer or guarantee

Nothing on the site is an offer to lend, a commitment to arrange financing, a guarantee of approval, a quote, or a representation that a particular rate or product is available to you. Product terms and eligibility are determined by the relevant provider.

No individualized advice

Examples and explanations are general. They do not account for your complete financial situation, applicable law, tax circumstances or contractual terms. Consider professional advice when a decision involves material legal, tax, bankruptcy, investment or other individualized consequences.

Accuracy and changes

We aim to use reliable sources and correct material errors, but laws, rates, programs and provider terms change. You are responsible for verifying current information before acting.

Third-party links

Links to regulators, lenders or other websites are provided for reference. Loan Directory does not control third-party websites and is not responsible for their availability, security, privacy practices or content.

Acceptable use

You may use the site for lawful personal and informational purposes. Do not attempt to disrupt the site, bypass security controls, introduce malicious code, scrape the site in a manner that materially impairs service, or misrepresent Loan Directory content as your own.

Advertising

The site may display advertising. An advertisement does not constitute an endorsement or guarantee by Loan Directory. See the Advertising Disclosure.

Changes to these terms

These terms may be updated as site features or legal requirements change. Continued use after an update is subject to the current terms.

Last reviewed: September 18, 2026.